Put your copper to work
Cuprum+
Lend your copper to ALCUM for a set period. Any monthly profit is added as extra copper, and you're repaid in copper or cash at the end.
Key terms
The loan at a glance
- What you lend
- Copper you already hold with ALCUM
- Loan amount
- Measured in copper
- Your position
- Unsecured creditor of ALCUM
- Earnings
- Any monthly profit, added as extra copper
- Lock-up
- A minimum period, agreed upfront
- Repayment
- Copper or cash, within 15 business days
- Who can lend
- Clients holding copper with ALCUM, after identity checks
How it works
How lending works, step by step
- 1
Choosing conditions
Pick how much you hold with ALCUM to lend, and agree on the lock-up period.
- 2
Start of the loan
Once everything is in place, the copper becomes ALCUM's, and you hold a claim to it.
- 3
Monthly earning
ALCUM uses the copper in its trading business. Any positive monthly result, as defined in the loan agreement, is credited to your balance as additional copper on the last day of each month.
Key risks
What you're exposed to
- You become an unsecured creditor of ALCUM.
- Ownership of the loaned copper passes to ALCUM.
- Earnings depend on ALCUM's trading results and can be zero.
- The loan is subject to the agreed lock-up and settlement terms.
- The market value of the copper balance may rise or fall.
Ready to start with Cuprum+?
Open to clients who hold copper with ALCUM. Identity checks, approval, and a signed loan agreement apply.